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If you receive a federal student loan, you will be required to complete both entrance and exit counseling. This ensures that you understand the responsibilities you are assuming, and provides important information as you prepare to pay back the money you borrowed.

MPN & Loan Entrance Counseling

Before receiving your loan request, you must first complete your Master Promissory Note (MPN) & Loan Entrance counseling. This counseling is meant to inform you of your rights and obligations as a borrower.

The MPN is a legally-binding contract between you and the U.S. Department of Education, and includes the terms and conditions, such as how and when repayment is expected.

Loan Exit Counseling

When you graduate, drop below half-time enrollment status or leave school, Loan Exit Counseling is required. This process provides key information that will prepare you to repay your federal student loans.

In addition to your counseling session, you will also fill out an online form that will be forwarded to NTC, notifying us that you’ve completed your exit counseling.

Financial Awareness Counseling

The U.S. Department of Education’s Financial Awareness Counseling provides tools and information to help you understand financial aid and assist with managing your finances.